As a lawyer with 25 years experience helping people recover both physically and monetarily from the devastating effects of an automobile accident,I’d like to impart a few words of wisdom to you. The most important thing to remember is that the insurance companies are not out for your best interest, but their own bottom line. If you have a hard time believing this take a look at your insurance statement. Why does it happen that your rates undoubtedly increase after you have an accident? I will tell you why- the insurance companies are designed to make a profit off you so if they have to “pay out” to you after an accident they then raise your rates to recoup their loses.Does that seem fair to you? No not to me either,so that’s why I’ve dedicated my practice to helping you actually get what you’ve been paying the insurance companies for all these years!
The first thing to remember after you’ve been in an accident is to remain calm and assess whether or not you have any injuries,if you feel you are hurt remain in the car and wait for the police to arrive. The policeman will then safely assist you in moving your vehicle to a safe location away from traffic.Tell the policeman if you are hurt and he/she will call an ambulance for you. If you are fine tell the officer what occurred to your best recollection and be sure to note every detail.Make sure the officer writes up a police report with your story as well as the other driver or drivers involved in the accident.If you are not injured the next most important step is to call your lawyer and if you are injured go to the hospital and call your attorney from there. I have found the clients that recover the most from their accident claims are the one that receive a police report and get a thorough medical checkup immediately following their accident.
Even if you don’t feel that you are hurt I would recommend going to the ER anyway. Ive heard many nightmare stories from clients that thought they were fine only to wake up the next morning not being able to move their necks due to whiplash.The next logical step in your recovery is to go to physical therapy which most insurance companies will pay for.My clients who have seen the best rehabilitation are those that attended their therapy sessions faithfully,so please take advantage of this.While you are working on your physical recovery ,I will be working on your monetary recovery working with the insurance agencies involved to get the most you are entitled to under the law.Once again the lesson here is-don’t be afraid to ask for that to which you are entitled and the best way to achieve that is to have an experienced attorney such as myself on your side.